Fintech money is back, $103 billion of it, and a fifth went to AI. What the KPMG numbers say, what $541 million bought last week, and the fraud problem that comes with instant payments
KPMG counts $103.1 billion of fintech investment in the first half of 2026, with $21.4 billion into AI-related fintechs, on fewer deals overall. Last week added $541 million across 16 rounds, led by Whop at a $5.1 billion valuation, and Nasdaq's fraud-detection unit grew 23 percent. The euro area's instant payment deadlines, the voluntary FedNow, the FTC's $15.9 billion in fraud losses, three corrections, and what it means for your bank app. Verified October 25, 2026.
Josuam Collazo · 6 min read

